How Much Does Billing Software Cost in India? (2026 Price Guide)
Billing software cost in India: free plans, yearly app plans, cloud subscriptions, desktop licences and hidden costs, with real prices and a worked example.
Quick answer
Billing software cost in India ranges from free to several thousand rupees a month. Many tools have free plans for very small businesses. Mobile and desktop billing apps commonly cost a few thousand rupees a year. Cloud accounting suites run from under ₹1,000 to about ₹10,000 a month depending on the plan. Desktop licences such as TallyPrime are one-time purchases (or rentals) with a yearly fee for updates. Add 18% GST to most listed prices.
Pricing models
- Free plans: limited users, features or turnover.
- Annual app plans: common for mobile and desktop billing apps.
- Cloud subscriptions: monthly or yearly, per business or per user.
- Licence plus renewal: typical for desktop accounting, often with a rental option too.
Typical prices
| Product | Free option | Paid prices, before GST |
|---|---|---|
| Zoho Invoice | Free: 500 invoices a year, 2 users | Paid needs move to Zoho Books or Zoho Billing |
| Zoho Books | Free under ₹25 lakh revenue | ₹749 to ₹7,999 a month billed yearly; ₹899 to ₹9,599 billed monthly |
| Refrens | Free plan, limited documents | ₹8,900 to ₹44,900 a year |
| Vyapar | Basic free mobile version | Desktop from about ₹3,399 a year (reseller listing) |
| myBillBook | Free trial | From about ₹3,490 a year (third-party listing) |
| TallyPrime | None | Silver ₹22,500 or Gold ₹67,500 one-time; rental from ₹750 a month; renewal about ₹4,500 or ₹13,500 a year |
| PikZiy Books | 14-day trial, no free plan | Published at launch in November 2026 |
Hidden and extra costs
- GST at 18% on the subscription.
- Extra users.
- Add-ons such as e-invoicing, payment gateways, SMS or WhatsApp credits.
- Data migration or setup help.
- Training time.
- Price increases at renewal.
- Remote or cloud access for desktop software.
Worked example: total cost over three years
A three-person service business compares two options.
Option A: a cloud plan at an illustrative ₹1,500 a month for 3 users. ₹18,000 a year plus ₹3,240 GST = ₹21,240 a year, or ₹63,720 over three years.
Option B: a desktop multi-user licence (TallyPrime Gold). ₹67,500 plus ₹12,150 GST = ₹79,650 in year one, then renewals of about ₹13,500 plus ₹2,430 GST = ₹15,930 a year. Over three years: ₹1,11,510.
Renting TallyPrime Gold instead, at ₹24,300 a year plus GST, would cost about ₹86,022 over three years. The right choice still depends on features and how the team works; see Tally vs cloud accounting.
Introductory offers
Offers such as bonus months are useful, but check:
- Which plans qualify.
- How many months you pay for and how many are free.
- The renewal date and the renewal price.
- Cancellation and refund terms.
PikZiy Books' launch offer: businesses that sign up between 1 November 2026 and 30 April 2027 and pay for a year get 18 months for the price of 12, on the first yearly payment. The details are on the pricing page.
How to budget
- List your must-have features.
- Count users now, and in a year's time.
- Work out the yearly cost including GST and add-ons.
- Compare it with the hours the tool will save; see free vs paid billing software.
Frequently asked questions
Is GST charged on software subscriptions?
Is a one-time licence cheaper in the long run?
Are prices per user or per business?
Which software should I shortlist?
Next step
Fill in the four budgeting steps above for your top two options. To see what each PikZiy Books plan includes, visit the pricing page; prices appear there at launch.
