Software comparisons and buying guides

Refrens vs Zoho Invoice: Features and Pricing Compared

Refrens vs Zoho Invoice for Indian freelancers: free plan limits, features, branding, accounting options and prices compared, and who each tool suits best.

Two simple invoice previews side by side with a balance scale between them, for comparing two free invoicing tools

Quick answer

Refrens vs Zoho Invoice comes down to where you want to end up. Zoho Invoice is a free, focused invoicing tool from Zoho; when you need full accounting, you move to Zoho Books. Refrens is a freemium platform that combines invoicing with accounting, GST reports and other business tools, with the advanced parts on paid plans. Choose Zoho Invoice for free, focused invoicing, and Refrens if you want one platform that can grow into accounting.

Free plans

Prices and plan details were checked on 22 October 2026 on each vendor's public pricing page or, where we say so, on reseller listings. They exclude 18% GST and change often, so confirm them on the vendor's website before you decide.
  • Zoho Invoice: free. Its India pricing page lists 2 users, 3 projects and 500 invoices a year, and free accounts carry “Powered by Zoho Invoice” branding.
  • Refrens: a free plan for core documents such as invoices and quotations, with a limited number of documents. The exact limit is shown differently across Refrens' own pages and listings, so check it on sign-up.
Table comparing Zoho Invoice and Refrens on price, free-plan limits, branding, full accounting and inventory
Zoho Invoice stays focused on invoicing; Refrens grows into accounting on one platform.
  • Zoho: for more than Zoho Invoice offers, Zoho points businesses to Zoho Books (from ₹749 a month billed yearly) or Zoho Billing.
  • Refrens: premium plans listed at ₹8,900 (Lite), ₹16,900 (Plus), ₹30,900 (Pro) and ₹44,900 (Enterprise) a year, before GST.

Features

FeatureZoho InvoiceRefrens
Invoices and quotesYesYes
GST invoicesYesYes
Payment reminders and online paymentsYes; check gateway supportYes; check gateway support
ExpensesBasic expense recordingExpense tracking
Full accountingIn Zoho Books, a separate productOn paid plans, same platform
InventoryIn Zoho Books or Zoho InventoryOn eligible paid plans

Who each suits

Who each suits: Zoho Invoice for solo freelancers wanting free, focused invoicing; Refrens for freelancers and small agencies wanting invoicing that grows into accounting
Pick based on where you will be in a year, not just today.
  • Zoho Invoice: solo freelancers who want a clean, free invoicing tool, especially if they already use Zoho Mail or other Zoho apps, and send fewer than 500 invoices a year.
  • Refrens: freelancers and small agencies who want invoicing that expands into accounting and GST reports on one platform, and are willing to pay as needs grow.

Gaps to check before you commit

  • Vendor branding on free invoices and emails.
  • The number of users and documents allowed.
  • Export options for invoices and client data.
  • The price of the plan you will need in a year, including GST.
  • Whether the invoice layout meets GST invoice rules for your business.

Frequently asked questions

Are free invoicing tools safe for client data?
Check each vendor's privacy policy, security page and export options. Our guide to secure cloud accounting software lists what to ask.
Can I switch between them?
Yes. Export clients and invoices from one and import them into the other. Keep your invoice numbering continuous; see invoice numbering in India.
Is there a tool built for service businesses?
Yes. PikZiy Books, our own product, focuses on invoices, quotes, payment tracking and expenses for service businesses. It has a 14-day trial and no free plan.
What about other options?

Next step

Sign up for the free plan of the tool that matches where you will be in a year, and send one real invoice through it. If you want a service-business tool with payment tracking built in, join the PikZiy Books waitlist.

Join the PikZiy Books waitlist

Last reviewed: 22 October 2026. PikZiy Books is our own product, so we have an interest in this topic. We have described every option from its public information and tried to be fair. Product names are trademarks of their owners, used only to identify them.
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