Every invoice shows Unpaid, Partly paid, Paid or Overdue. Customers pay online into your own gateway, or tell you they have paid by UPI or bank transfer with a screenshot as proof. Reminders go out on their own, and every payment gets a receipt.
Sign-ups open November 2026 · 14-day free trial · No card needed to start
Payment tracking software matches the money you receive with the invoices it pays, so you can see at a glance what is paid, what is partly paid and what is late. The useful kind also helps the money arrive: a way to pay online, reminders that go out on time, and a receipt for every payment.
In PikZiy Books, payments live on the same invoices your team already sends, so the status is never a guess and never a separate spreadsheet.
₹63,720 lands in the bank with a reference number and nothing else. Which invoice was it? Someone spends an afternoon matching it.
Two customers owe similar amounts; the wrong invoice is marked paid and the right one gets a reminder.
An advance came in, then TDS was kept back, then a balance. The invoice still says unpaid, or worse, paid.
₹1,49,040 received and ₹13,800 TDS held back on a ₹1,62,840 invoice: settled, but it doesn't look it.
Chasing depends on someone remembering. Customers who already paid get a stern email; customers who didn't, get nothing.
An invoice is 40 days overdue before anyone notices.
Screenshots of the real app with a sample business, Ember & Oak Studio in Pune.
The invoice link has a Make Payment button. Customers pay online through your own Razorpay, Cashfree or Easebuzz account, or pay you directly by bank transfer or UPI using the details you give, then say how they paid and attach proof.
When a gateway payment goes through, it is recorded against the invoice for you, with a receipt. The invoice moves to Partly paid or Paid, and the dashboard updates.
When a customer says they have paid, you get an email and the invoice shows their method, reference and proof. Check it against your bank or UPI statement, then record the payment or dismiss it.
For cash, cheques or a transfer nobody reported, choose Record payment. Lower the amount for a part payment, and enter the TDS your customer kept back with its section.
Each payment gets a numbered receipt with the date, method, reference, the invoice it pays and the balance still due. Print it or save it as a PDF.
The Payments page lists everything received. On Growth and above, the Payments received report covers any period, for one customer or all, with a total.
Enter the unpaid amount, the invoice date and your terms. See how late it is, what the wait costs you at your own borrowing rate, and, for micro and small enterprises, the interest the buyer owes under the MSMED Act.
90 days
Due by 25 Jul 2026. Every day it stays unpaid, your own money costs you.
Under sections 15 and 16 of the MSMED Act, 2006, a buyer must pay a micro or small supplier by the agreed date, no more than 45 days after accepting the goods or services (15 days if nothing was agreed), or pay compound interest at three times the RBI Bank Rate. The invoice date is used as the date of acceptance. Nothing you type is saved. General guidance, not legal advice.
Getting paid sooner: payment reminder templates for every stage and tracking outstanding payments with an ageing example.
Issued and not yet due, with nothing received. Reminders before the due date go out on your schedule.
Some money has come in. The invoice shows what was received and the balance still due.
Payments and any TDS kept back cover the total. Reminders stop on their own.
The due date has passed with a balance left. It counts in overdue on the dashboard and in Collections.
Reminders and invoices open on a phone with the amount, the due date and a button to pay. Your customer chooses card, UPI or net banking through your gateway, or pays you directly and attaches the screenshot.
No login, no app, and no “please share your account details” on WhatsApp.
| Spreadsheet | PikZiy Books | |
|---|---|---|
| Online payments | Copied in from the gateway | Recorded for you |
| Bank and UPI payments | Matched by guesswork | Reported by the customer, with proof |
| Part payments and TDS | Extra columns, easy to miss | Balance and status worked out |
| Overdue invoices | A formula, if someone keeps it | Shown from the day after the due date |
| Reminders | Written and sent by hand | Sent on your schedule, with a pay button |
| Receipts | Made separately, if at all | Numbered, for every payment |
Unpaid, Partly paid, Paid or Overdue, worked out for you.
Razorpay, Cashfree or Easebuzz, into your own account, with no fee from us.
Customers report bank and UPI payments with a screenshot; you confirm.
Record what arrived and what was kept back; the balance updates.
Print or save each one as a PDF.
Before, on and after the due date, by email, with quiet days.
Sent when a payment is recorded, with the amount still to pay.
Owed, overdue, due this week and received this month.
Any period, any customer, with totals.
Growth plan and aboveFollow-ups, notes, disputes and ageing by customer.
Growth plan and aboveMoney due in each week from invoices and promises.
Growth plan and aboveMatch your bank's CSV statement with the payments in your books.
Business plan and abovePayment status, online payments, receipts and reminders are on every plan. Reports and collections start on Growth.
| Feature | Starter | Growth | Business | Enterprise |
|---|---|---|---|---|
| People who can sign in | 1 | 3 | 10 | 25 |
| Payment status, part payments and TDS | Included | Included | Included | Included |
| Online payments and payments with proof | Included | Included | Included | Included |
| Numbered receipts and reminders | Included | Included | Included | Included |
| Payments received report | Not included | Included | Included | Included |
| Collections, ageing and cash forecast | Not included | Included | Included | Included |
| Bank reconciliation | Not included | Not included | Included | Included |
Every plan has unlimited invoices, customers and items, and starts with a 14-day free trial. Prices are published when sign-ups open in November 2026. Businesses that sign up from 1 November 2026 to 30 April 2027 and pay for a year get 18 months for the price of 12. Compare every feature
Payment tracking software records the money your customers pay against each invoice, so you always know what is paid, what is partly paid and what is overdue. Good payment tracking software also lets customers pay online, sends reminders before and after the due date, and gives each payment a receipt.
Every invoice shows Unpaid, Partly paid, Paid or Overdue, worked out from the payments recorded against it. Payments made online through your gateway are recorded for you; bank transfers, UPI, cheques and cash you record yourself in a few seconds, or confirm when the customer reports them. The dashboard shows what is owed, what is overdue and what came in this month.
Yes. Connect your own Razorpay, Cashfree or Easebuzz account and the invoice link gets a Make Payment button for cards, UPI, net banking and wallets. The money goes straight to your gateway account; PikZiy Books never holds it and adds no fee of its own. Your gateway's usual charges apply.
Switch on manual payments and add your bank or UPI details. Your customer pays directly, then tells you from the invoice link how they paid, with the reference and a screenshot or PDF as proof. You get an email, check it against your bank statement and record the payment in one click, or dismiss it.
Open the invoice and choose Record payment, then lower the amount to what was received. The invoice shows Partly paid and the balance still due. Record the rest the same way when it arrives; each payment gets its own numbered receipt. See advance and partial payments.
Enter the amount that reached your bank and, separately, the TDS kept back and its section, such as 393 (194J under the old Act). Together they settle the invoice, and the TDS is kept as TDS receivable for your income tax. Our guide to TDS on professional invoices explains the 2025 Act.
Yes, by email, on a schedule you set: before the due date, on it and after it, up to six steps, each gentle, firm or final, with quiet days when nothing is sent. Each reminder has a button to pay. Reminders stop once the invoice is paid. WhatsApp and SMS reminders are coming soon.
Every payment gets a numbered receipt, such as RCT-0001, that you can print or save as a PDF, and you can switch on a thank-you email that is sent to the customer when a payment is recorded, with the amount still to pay.
The Payments page lists every payment with its invoice, customer, method and reference. On Growth and above, the Payments received report covers any period, by customer if you like, and Business adds a CSV download for your accountant.
From the day after its due date the invoice shows Overdue and the dashboard counts it. On Growth and above, Collections lists overdue invoices with promises to pay, notes and the next follow-up date, ages what each customer owes, and forecasts the cash due in over the next 13 weeks.
Under the MSMED Act, 2006, a buyer must pay a micro or small supplier within the agreed time, which can't exceed 45 days, or pay compound interest at three times the RBI Bank Rate. The calculator on this page works it out. PikZiy Books does not add this interest to invoices for you.
PikZiy Books opens for sign-ups in November 2026. Join the waitlist and we will tell you the day you can start.
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